When you decide it’s time for a new member in your family, when every aspect of your life seems to come together, you have that itch of happiness. Having a baby it will change your life and everything will rearrange because the baby will come first. As any responsible parents, you and your partner will start to seek some answers, you will start the long process of seeking information. It doesn’t matter if it’s about choosing the proper baby crib, the perfect shade in the baby’s room or the right OB doctor, you will scan every detail and recommendation.
Another aspect that you must take into consideration regards the medical expenses, the prenatal and postnatal doctor visits. The entire discussion leaves room for adjustments and the total cost will vary from city to city, from state to state or from hospital to hospital. Before moving on to the numbers, we have a little disclaimer:
- Each cost is an estimation and the real number you will have to pay in the end will vary;
- Depending on the mother’s age, the medical history of the parents or how the pregnancy develops, the tests that need to be done will vary as well;
- Insured or not? This aspect will also have an impact over the out-of-pocket final cost.
Before getting down to numbers, we have to mention that these costs are the expected ones. If you want to find out what you should expect, let’s break down the cost:
- Prenatal vitamins: if it’s folic acid, omega-3 or other vitamins prescribed by the doctor, the cost is between $10 – $20;
- Laboratory work: Blood will be drawn for a series of lab tests and if you have insurance, it’s likely that much of this will be covered, though it could be subject to your deductible. Costs vary widely.
- Ultrasound: a first-trimester transvaginal ultrasound may be necessary to establish the location of the fetus, how far along you are, viability of the pregnancy and number of fetuses. Cost information site Healthcare Bluebook estimates the average national price of a transvaginal ultrasound to be $254;
- Cell-free fetal DNA testing:This is typically performed only for at-risk pregnancies, and costs can run upward of $2,000;
- Chorionic villus sampling (CVS): This analyzes the tissue surrounding the baby, similar to an amniocentesis. It looks for things such as Down syndrome, cystic fibrosis, sickle cell anemia and other genetic abnormalities. Most insurance plans will cover CVS in high-risk pregnancies.
- Glucose screening: If it’s not covered by your policy or if you haven’t met your deductible yet, you could pay up to $100;
- Maternal blood testing: Costs vary widely by location and coverage;
- Amniocentesis: Full price for this procedure typically runs $200 to $300;
- Ultrasound: according to the American Congress of Obstetricians and Gynecologists, the main ultrasound during a pregnancy occurs around 16 to 20 weeks.
- Birthing classes: Without insurance coverage, these classes can cost $50 to $200.
- The typical cost of a postpartum checkup is usually between $100 and $200;
- Postpartum check-ups usually are covered by health insurance. Any plan that covered your prenatal care and delivery should cover postpartum care;
- For patients covered by health insurance, the out-of-pocket cost typically consists of a copay of about $10 to $30.